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Am I eligible for VET FEE-HELP?

Apr 26, 2018

VET FEE HELP study now pay later

If you were previously eligible for VET FEE-HELP under the Australian Government’s financial assistance scheme for students, you could also be eligible for a VET Student Loan (VSL) to help finance your studies.

The VSL program replaced the VET FEE-HELP scheme on 1 January 2017, with the aim of offering students greater protection, focussing on courses that address industry needs, and creating better employment opportunities.



VET FEE-HELP was a loan scheme established by the Australian Government to offer financial assistance to students looking to complete a VET (Vocational Education and Training) course.

Under the scheme, students had the option to pay for some or all of their tuition fees using a VET FEE-HELP loan.

The new VSL program works in very much the same way. Under the program, you can also choose to pay for some or all of your VET course tuition fees via a student loan from the Australian Government.

The main difference between the VET FEE-HELP scheme and the VSL program is to do with eligibility. Under the VET FEE-HELP scheme, there were over 800 VET courses approved for funding, while under the VSL program, that number has been reduced to 347.

Under the VSL program, students also need to satisfactorily pass through their VET course to continue accessing financial assistance.


VSL eligibility

You’re eligible to receive a VET Student Loan if:

You also need to be an eligible student to apply. This means you need to be either:

  • An Australian citizen,
  • A qualifying New Zealand citizen, or
  • A permanent humanitarian visa holder, who is usually resident in Australia.

In addition:

Your FEE-HELP balance must be more than $0

  • You need to be studying the approved course primarily at a campus in Australia
  • You need to be assessed by your approved course provider as academically-suited to study the course

For more information about specific eligibility criteria please click HERE.


How do I apply for VET FEE-HELP?

To apply for a VET Student Loan (previously VET FEE-HELP), you’ll need to follow these steps:

  1. Let your VSL-approved course provider know that you want to access a VET Student Loan after you’ve enrolled with them. Your provider will then give the Department of Education and Training your enrolment information through the electronic Commonwealth Assistance Form (eCAF) system.
  2. You’ll then receive an email from the Department allowing you to sign into the eCAF system so that you can submit a Request for a VET Student Loan eCAF. You’ll need to do this by the census day.
  3. Once you’ve submitted your eCAF, you’ll receive an email confirming your loan approval.


TrainSmart Australia is a VSL-approved course provider, offering a range of VSL-approved Diploma and courses that you can also study online. The most popular courses currently in high demand include: 

Learning is a life-long process and to that end we will support you in your current training and aim to make your time with us enjoyable and rewarding. Whether you are looking for a TAFE course or an online diploma, our team of educators and blog writers look forward to providing any necessary advice on training choices and support throughout your course.


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